Business Lending
We invest in people…their values, vision, and potential…not just businesses!
Business Loan Info
- Small Dollar Loans up to $2,500 - ask us about larger dollar business loans!
- Loan repayment in installments with no prepayment penalties.
- Includes technical assistance and coaching.
- Loan product tied with Individual Development Account (IDA) savings program, when applicable.
How to Apply
Whether you’re launching your first venture or expanding a community-based enterprise, our loan products are designed with your journey in mind. We encourage applicants from Northwest Washington tribes to apply to help start or grow a business. This program can help you build and establish credit, access affordable capital, and kick-start or grow a business.
Business Loan Application Checklist
Please be prepared to supply the following documents with your loan application:
- Business plan (outline in the application)
- Copy of valid state issued ID (Driver’s license or ID)
- Proof of Tribal affiliation
- Most recent pay stubs (or other documentation to support income)
- 3 most recent bank statements (may require up to 12 months of statements)
- Last 2 years tax returns (individual and business, if applicable) other income verification such as fish tickets
- Authorization of release of information
- Collateral description, if required
If you are applying for a loan for an existing business, please provide the following additional documentation:
- Year end financials (Balance sheet and profit & loss)
- Account Receivable and accounts payable aging
- Profit & Loss Projections (2 years; spreadsheet available)
- Evidence of business insurance, including coverage of pledged collateral
- Appraisal and/or survey of pledged collateral
- Lease agreement, if applicable
Fueling a Thriving & Sustainable Native Economy
"I want to accomplish my dream that I always dreamed of — of owning a nice, big boat.”
Today, with support from Pacific Northwest Tribal Lending, a Native CDFI, Anthony Henry is living his dream as he takes to the sea as captain of his own commercial fishing boat, the 32-foot Juggernaut.